Low interest rates make borrowing cheaper. Buyers can afford larger mortgages, which increases demand and pushes home prices higher. High interest rates make borrowing more expensive. Fewer buyers can qualify for large mortgages, so demand cools, and prices tend to stabilize or decline.

Buying or selling a home is one of the biggest financial moves most people ever make. A key step in the process is the home inspection—a professional evaluation of the property that helps uncover potential issues before the sale is finalized.

When you take out a residential mortgage, one of the most surprising parts of the loan structure is how the interest is applied. At the beginning of the loan, the majority of your monthly payment goes to interest, while only a small portion reduces the principal.

There are so many things that you would want from your new home – the perfect location, best neighborhood, ample parking space, cozy interiors, and a lot more. It would be great if you could get a property that ticks all the boxes. But if it can’t, what features are you willing to give up [...]

When buying property, timing is everything. One thing about finance is that if you have capital, you need to work on that capital immediately to make money. If you want to buy a home in a rising property market, you should analyze the real estate market conditions. If the market is on the up, there [...]